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Credit education efforts taking hold at apartment communities

[etm_menu width=”0″ aligment=”aligncenter” display=”0″ flag=”0″ layout=”3″ ]Source: Multifamily Insider Credit education efforts taking hold at apartment communities ~ There’s no sugarcoating it: Obtaining credit with a low credit score or an insufficient credit history can be tough. A low score can hamstring people’s ability to obtain a mortgage, car loan or credit card — and subject them to higher interest rates and large security deposits for utility services and rental homes. But a low credit score doesn’t have to last forever. Financial education has proven to be a powerful boon to people’s credit history. Across the nation, apartment communities — especially those in the affordable housing sector — are providing financial literacy programs to give their residents a brighter future.  Communities offering these programs have found that simply offering classes is often not enough to persuade residents to participate. It’s only when the communities give residents the option to have their rental payment history reported to credit bureaus that interest in the financial literacy programs usually takes off. For example, officials with the New Hampshire-based Affordable Housing, Education and Development Inc. (AHEAD), which owns and manages more than 400 affordable housing units, report that resident participation in the organization’s financial

Meet The Team

Established by Rick and Jan Penn, Penn Apartment Staffing has become the trusted leader in temporary and permanent placement positions for the multi-family property management industry. Rick explains, “We have assisted thousands of candidates in various areas of Apartment Staffing. These positions include property managers, assistant managers/bookkeepers and leasing consultants. We’ve also been very successful in placing maintenance personnel, porters and housekeepers. Truly, from onsite staffing solutions to upper level supervisory positions, Penn Apartment Staffing is here to place the right professional for the job.” One area that truly sets Penn Apartment Staffing apart from other placement agencies is their commitment to training and education. Jan says, “In addition to Fair Housing Training, we also provide leasing training for candidates who are new to property management. Our training programs are specialized for positions within multi-family property management. Internally, our staffing coordinators and management staff have years of industry-related experience and have been recognized with designations including CAS, CAM, CAMT and NALP. All of our internal staffing personnel are also required to complete the Certified staffing Professional (CSP) through the American staffing Association.” Over the years, Penn Apartment Staffing has developed a strong referral program. Says Rick, “We generate a large